Home Loans and Mortgages for Lees Summit and the Kansas City Area
Big banks suck! The Copeland Mortgage Team are local mortgage lenders providing homebuyers with quality home loans and the best mortgages in Lee's Summit and throughout the Kansas City area without the big bank hassles. We specialize in providing homeowners with home loan options, helping you to plan for and purchase your dream home. We can also help existing Lee's Summit and Kansas City area homeowners refinance existing mortgages.
Get pre-approved for a Kansas City Home Loan
Apply now or call (816) 268-4025
Local Mortgage Lender Darren Copeland
Mortgage consultant Darren Copeland and his experienced home loan team is committed to educating homebuyers about home loans, purchasing a new home and refinancing. The Copeland Mortgage Team Financial has helped homeowners choose the best home loan program, and receive the most affordable home loan rate in Lee's Summit for more than 10 years.
Get Pre-Approved For Your Home Loan
Buying a house in Lee’s Summit or Kansas City area? The Copeland Mortgage Team in Lee’s Summit, MO can help you secure your home loan so that your closing process goes smoothly. If you're purchasing a home, contact our team. We'll walk you through each step and analyze which mortgage would be best for you given your income and your credit. Then we'll help you with all of the paperwork and apply for your home loan. You couldn’t ask for a simpler process!
Choosing Your Home Loan
From conventional loans, FHA home loans, USDA home loans, VA home loans and more, our team at The Copeland Mortgage Team in Lees Summit, MO can help you choose the home loan that's right for you. Start today by seeing if you pre-qualify for a home loan!
Conventional loans are the preferred choice of home loan for borrowers who have funds available for a down payment and excellent credit history. Conventional loans make the homebuying process quicker, and homebuyers find they build up equity faster through conventional loans.
We're experts in VA home loans and have helped several active and non-active military professionals apply for and secure VA loans for their home. VA loans allow veterans to purchase a home with no funds needed if the seller is willing to pay the closing costs.
The U.S. government insures USDA loans to promote home ownership in smaller communities. Also known as the rural development loans, USDA loans offer several advantages for those purchasing property in small towns with no down payment needed.
FHA loans are a great option for the homebuyer who needs to finance their entire loan amount, or is looking for a lower down payment and closing costs than conventional loans. FHA loans are backed by the US Department of Housing and offer an easier application and more flexible qualifications for those needing to secure a home loan.
New benefits for FHA qualified applicants (loan originated before June 2009). Read our blog post, What is a Streamline Refinance now or call (816) 268-4025 for a Streamline FHA refinance today.
Learn more from Darren about getting long-term care and how to keep seniors at home for life in beautiful Lee's Summit and the surrounding area.
Purchasing Your New Home
Whether you're planning to purchase your next new home, your first Lee's Summit home, your dream home or even a vacation or investment property in the Midwest, The Copeland Mortgage Team can help! Our website is full of helpful information that will allow you to choose the best home loan program suited to your financial needs.
Use a mortgage calculator to determine information like what size of home loan you can qualify for, and your anticipated mortgage payment.
Learn tips like what you should avoid when buying a home. Our Insider Mortgage Reports will help you take the right steps to get the best home loans Lee's Summit has to offer.
Browse my Home Buying Resources section for information on local, Lees Summit-area services, as well as top news headlines regarding Lees Summit home loans and the housing market.
Refinancing Your Kansas City Home Loan
Many homeowners are looking for ways to refinance their current home loan. Lee's Summit & Kansas City homeowners are looking for ways to save money and take advantage of the market. Home loan rates are at an all-time low, and refinancing a home loan offers several advantages to families and individuals who already own a home. Refinancing a mortgage offers many benefits like:
- Monthly Savings on Mortgage Payments - Save money each month by refinancing your mortgage to lower your interest rate, thus lowering your monthly payment.
- Shorten your Loan Term - Switch from a 30 year loan to a 20 year loan and save thousands of dollars in interest.
- Lower your Interest Rate - interest rates are lower than they have been in decades. Lowering your interest rate saves you money today (by lowering your monthly payment) as well as in the future (pay less over the term of the loan.)
Our team at The Copeland Mortgage Team can help Lee's Summit homeowners refinance their current mortgage. We work to understand your financial needs and help you find a home loan that best fits your financial situation.
The first step in refinancing is to pre-qualify for a home loan. Use our quick, easy online application, or call Darren Copeland at (816) 268-4025.
Have a specific question about refinancing your current home mortgage? Email your question to local mortgage lender Darren and he'll promptly reply.
Darren Copeland is proud to be a preferred lender for top home builder in Kansas City Rausch Coleman Homes.