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Smithville Missouri is located North of Kansas City Missouri and is a great place to purchase a home, located between north of Kansas City near Smithville lake (a popular camping, fishing and recreational area.) this small town is one of the treasures of living close enough to KC to commute, but far enough away to feel like your out of the big city.

We're able to help you with all your home loan needs for Smithville Home Loans, so let's look at a few of the options you'll have when looking for a house in Smithville.

Below is a list of the home loans that over our 11 years in the mortgage industry we've become known for doing great service for our clients!

  • VA Home Loans
    • Perhaps you're a veteran or currently serving in the armed forces, if you haven't already heard about your VA Home Loan benefits. Let me tell you - the Department of Veteran's Affairs offers a home loan benefit that is subsidized by the U.S. Government and is 100% financed, this means you don't have to come up with a down payment!  The other benefit is that the rates are comparible to Conventional loan rates.
  • USDA Mortgages
    • This is another government sponsored loan.  This housing loan is also refered to as the Rural Development Loan, and was designated as a loan to help build up rural communities.  Just as the VA Loan is 100% financing so is the USDA home loan.  You'll need to meet income restriction guidelines and location eligibility restrictions to qualify for this home loan. but you get a great no down payment option on a house purchase.
  • FHA Home Mortgages
    • This is the final government loan we're experienced in working with and it's a great one for first time homebuyers.  Instead of the normal 20% down payment that's expected when you buy a home, all your asked to do is make a 3.5% down payment.  That way you can afford to purchase your first home and not spend all your savings.
  • Conventional Mortgage Loans
    • This is the standard House Loan and it is typically used when a person has a large savings or nest egg to purchase a home OR they are using the proceeds from the sale of their previous home as a downpayment on their new home.  

So no matter what your needs are, we have a loan product that will work for you when you're looking for Smithville Home Loans.  Feel free to call us today at (816) 268-4025 to discuss your options and we can get you pre-approved for Smithville Home Loans! (or if you want to surf on over to our application page you can click here!
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