What does getting pre-approved mean?

Hey Everyone it's Darren Copeland, Your Mortgage Expert. In this video we're going to cover exactly what getting Pre-Approved means. Whether you going to get a FHA, VA, USDA, or Conventional loan here in MO or KS it all works the same. Getting approved means that your Mortgage Banker (which would be us!). Has taken your information so we can run your credit and figure you Debt to Income ratios. Your Debt to Income ratio simply measures how much is coming in each month vs. how much money is going out. This ensures that you can afford the home you choose. We always trust but verify here at LeaderOne. What that means is that after we check your credit then we have you send in your recent tax returns, bank statements and pay stubs. Then after that checks out we issue your Pre-Approval letter and your off to find the home of your dreams. Thank you for watching this video. Be sure to call us or email with any questions and we look forward to working with you.
To get Pre-Approved right now follow this link:

Mortgage consultant Darren Copeland and his experienced home loan team are committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. LeaderOne Financial has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing Darren will make sure you receive the most affordable home loan rate in Lees Summit and has been doing it for over 8 years.

To begin your home loan process, call us today at (816) 268-4025

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